About CPhA Health Plans

About CPhA Health Plans  

Overview

CPhA Health Plans are ACA compliant health plans offered in the Affinity Small Group (ASG) health plan platform. The ASG allows pharmacies with between 2 and 99 employees to easily manage, purchase and administer coverages on-line in a manner previously enjoyed only by very large employers. 

 

With CPhA Health Plans, employer pharmacies and their employees will have access to medical, dental, vision and life insurance built for smaller-sized pharmacies and offered through a simplified web-based platform. CPhA Health Plans utilizes UnitedHealthcare’s largest preferred provider organizations and Mercer’s Multiple Employer Solutions. To determine the plans available to you and your employees, get a free, no obligation instant quote now.

Tell me more

Mercer’s Multiple Employer Solutions is a one-stop web-based onboarding solution that makes the benefits buying and enrollment experience quick and easy for members and their employees.

 

Mercer’s onboarding process can get the information most important to your company such as which benefits are available, your cost, and how to roll out benefits to your employees.

 

Using the onboarding solution, you can:

  • Learn about the competitive and flexible Fortune 500-type product suite, including medical, dental, vision and life insurance options.
  • Request an instant quote for the tailored benefits to offer your employees.
  • Review quotes and purchase competitive benefit plans from UnitedHealthcare.
  • Select plan designs with access to employee contributions tools to help develop acceptable net costs for you and them.

 

 

CAN’T OFFER YOUR EMPLOYEES ACA-COMPLIANT HEALTH INSURANCE?
NOW YOU CAN!

 

 

ALREADY OFFER COVERAGE? THESE PLANS MAY SAVE YOU ON YOUR HEALTH CARE PREMIUMS

 

 

Employee Enrollment and Engagement

Once you have signed up, Mercer’s technology-based enrollment system will provide a streamlined, easy-to-use shopping experience. In addition to clearly explaining the benefits available, the site provides guided shopping tools to help your employees select the most appropriate plans and benefits to fit their family needs.

 

Advantages for You

  • Customized plans built for your company
  • One-stop plan administration and issue resolution
  • Reduced administrative costs
  • Easy and simple web-based solution makes the buying and enrollment process easy

 

Advantages for Your Employees

  • Competitive premiums
  • Flexible product options
  • Advocates dedicated to them, with representatives standing by to help you and your employees through the process
  • Access to UnitedHealthcare’s largest preferred provider organization networks

 

FAQs

Answers about the program, including eligibility, options, customer service and more.
  • Who Is Eligible to Participate in These Plans?

    All attested member organizations may participate if they have the required number of eligible employees.

    Plans will be offered across the country, availability is based on your state, see map.

    * VT offering is for dental, vision and life only, no medical

  • What Will the Plan Cost Me?

    These plans may save you on your annual health insurance costs. The amount you elect is based on your businesses’ unique situation and your employees’ needs. The benefits to your employees remain the same regardless of how much you wish to contribute. You also can feel confident that to keep your costs down, as well as the cost to your employees, Mercer and UnitedHealthcare constantly monitor health care trends to take advantage of the latest innovations. If you do not currently offer such benefits, consider this as an investment in your employees and an opportunity to help attract and retain your employees.

  • What Employee Coverage Will Be Available?

    You will be able to offer your employees Health, Dental, Vision and Life insurance. To explore the plans, click above on each product.

  • Do I Need to Offer All Plans or Can I Choose Which Ones?

    You can elect the plans that make the most sense to you and your employees.

  • Who Underwrites Coverage?

    Coverage is underwritten by UnitedHealthcare Insurance Company and its affiliates. UnitedHealthcare also maintains fiduciary responsibility.

  • Who Is Mercer?

    With more than 65 years of experience, Mercer creates and manages insurance programs for some of the largest, most prestigious associations, including affinity, alumni, health care, education, unions, military, professional occupations and other membership organizations. Mercer-designed and -administered programs encompass customer service, marketing, program management, carrier relations and implementation. Through Mercer, clients can meet the challenges and complexities of today’s evolving market.

  • How Long Are My Rates Guaranteed?

    When benefits go into effect, rates are set through their 12-month plan year.

  • What if I am Not the Employer, But an Employee of a Member Organization?

    As an employee, you should contact your HR department for access to benefits information.

Plans will be offered across the country, availability is based on your state, see map.

* VT offering is for dental, vision and life only, no medical